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Lakshmi Chalisa: Complete Lyrics in Hindi & English with Meaning
Compiled & verified by Acharya Ravi Teja, Vedic Remedial Scholar · 18+ Years Practice — Updated June 2026
Lakshmi Chalisa is a 40-verse prayer to Goddess Lakshmi for wealth, prosperity, and harmony. Most powerful on Diwali night and Fridays.
Opening Dohas (Invocation)
मातु लक्ष्मी करि कृपा, करो हृदय में वास। मनोकामना सिद्ध कर, पुरवहु मेरी आस॥
Matu Lakshmi Kari Kripa, Karo Hriday Mein Vaas. Manokamna Siddha Kar, Purvaahu Meri Aas.
Meaning: O Mother Lakshmi, have mercy and dwell in my heart. Fulfill my desires and accomplish my hopes.
ಕನ್ನಡ: ಹೇ ಮಾತೆ ಲಕ್ಷ್ಮಿ, ಕರುಣೆ ತೋರಿ ನನ್ನ ಹೃದಯದಲ್ಲಿ ನೆಲೆಸಿ. ನನ್ನ ಇಚ್ಛೆಗಳ ಈಡೇರಿಸಿ ನನ್ನ ಆಶಾ ಪೂರ್ಣ ಮಾಡಿ.
Complete Lakshmi Chalisa — All 40 Verses
| # | Sanskrit (Devanagari) | Transliteration | Meaning |
|---|---|---|---|
| 1 | सिंह सवारी माँ भवानी। जय जय जय मंगल दायनी॥ जय जय जय मातु श्री लक्ष्मी। जय जय जय हरि भार्या रक्षणी॥ | Singh Savari Maan Bhavani. Jai Jai Jai Mangal Dayani. Jai Jai Jai Matu Shri Lakshmi. Jai Jai Jai Hari Bharya Rakshani. | O Bhavani who rides the lion — victory, victory, victory to the giver of all auspiciousness. Victory, victory, victory to Mother Shri Lakshmi. Victory to the wife and protector of Lord Hari. ಕನ್ನಡ: ಸಿಂಹ ಸವಾರಿ ಮಾಡುವ ಭವಾನಿ — ಎಲ್ಲ ಮಂಗಳ ನೀಡುವ ಮಾತೆಗೆ ಜಯ ಜಯ ಜಯ. ಮಾತೆ ಶ್ರೀ ಲಕ್ಷ್ಮಿಗೆ ಜಯ ಜಯ ಜಯ. ಭಗವಾನ್ ಹರಿಯ ಪತ್ನಿ ಮತ್ತು ರಕ್ಷಕಿಗೆ ಜಯ. |
| 2 | सागर मंथन कर हरि आए। लक्ष्मी को संग ले आए॥ कमल पे विराजी माँ लक्ष्मी। हाथ में पद्म लिए सुखदायनी॥ | Sagar Manthan Kar Hari Aaye. Lakshmi Ko Sang Le Aaye. Kamal Pe Viraji Maan Lakshmi. Hath Mein Padma Liye Sukhdayani. | Through the churning of the ocean, Hari came and brought Lakshmi with him. Enthroned on a lotus, O Mother Lakshmi, holding a lotus in hand — bestower of all happiness. ಕನ್ನಡ: ಸಮುದ್ರ ಮಂಥನದ ಮೂಲಕ ಹರಿ ಬಂದು ಲಕ್ಷ್ಮಿಯನ್ನು ಕರೆತಂದ. ಕಮಲ ಮೇಲೆ ವಿರಾಜಮಾನ, ಹೇ ಮಾತೆ ಲಕ್ಷ್ಮಿ, ಕೈಯಲ್ಲಿ ಕಮಲ ಹಿಡಿದ — ಎಲ್ಲ ಸುಖ ನೀಡುವ. |
| 3 | पद्म पुराण जिसने रचाया। उसने माँ की महिमा गाया॥ विष्णु सहित विराजे माँ। त्रिभुवन की रक्षक माँ॥ | Padma Puran Jisne Rachaya. Usne Maan Ki Mahima Gaya. Vishnu Sahit Viraje Maan. Tribhuvan Ki Rakshak Maan. | Whoever composed the Padma Purana sang the glory of the Mother. The Mother is enthroned alongside Vishnu — she is the protector of all three worlds. ಕನ್ನಡ: ಪದ್ಮ ಪುರಾಣ ರಚಿಸಿದವನು ಮಾತೆಯ ಮಹಿಮೆ ಹಾಡಿದ. ಮಾತೆ ವಿಷ್ಣುವಿನ ಪಕ್ಕದಲ್ಲಿ ವಿರಾಜಮಾನ — ಅವಳು ಮೂರು ಲೋಕಗಳ ರಕ್ಷಕಿ. |
| 4 | जो भी जन तेरे दर आए। भूखे प्यासे भी फल पाए॥ अष्ट सिद्धि नव निधि तेरे। मिले भक्तन के घर द्वारे॥ | Jo Bhi Jan Tere Dar Aaye. Bhookhe Pyase Bhi Phal Paye. Ashta Siddhi Nav Nidhi Tere. Mile Bhaktan Ke Ghar Dware. | Whoever comes to your door — even the hungry and thirsty find fruit. The eight siddhis and nine divine treasures — they arrive at the homes and doorsteps of your devotees. ಕನ್ನಡ: ನಿನ್ನ ಬಾಗಿಲಿಗೆ ಬರುವ ಎಲ್ಲರಿಗೂ — ಹಸಿದ ಮತ್ತು ಬಾಯಾರಿದವರಿಗೂ ಫಲ ದೊರೆಯುತ್ತದೆ. ಅಷ್ಟ ಸಿದ್ಧಿ ಮತ್ತು ನವ ನಿಧಿ — ನಿನ್ನ ಭಕ್ತರ ಮನೆ ಬಾಗಿಲಿಗೆ ಬಂದು ಸೇರುತ್ತದೆ. |
| 5 | कमल नयनी गजगामिनी। जय जय माँ सुखदायिनी॥ भाग्य विधाता भाग्य बनावे। जो भी जन तव चरण सुहावे॥ | Kamal Nayani Gajgamini. Jai Jai Maan Sukhdayini. Bhagya Vidhata Bhagya Banave. Jo Bhi Jan Tav Charan Suhave. | Lotus-eyed one with an elephant's majestic gait — victory, victory to the Mother who bestows happiness. The creator of fortune makes fortune for whoever beautifully bows at your feet. ಕನ್ನಡ: ಕಮಲ ನೇತ್ರ, ಆನೆಯಂತೆ ರಾಜಗಾಂಭೀರ್ಯ ನಡೆ — ಸುಖ ನೀಡುವ ಮಾತೆಗೆ ಜಯ ಜಯ. ಭಾಗ್ಯ ವಿಧಾತ ಯಾರು ನಿನ್ನ ಪಾದ ಸ್ಪರ್ಶ ಮಾಡುತ್ತಾರೋ ಅವರ ಭಾಗ್ಯ ಸೃಷ್ಟಿ ಮಾಡುತ್ತಾನೆ. |
| 6 | धन सम्पत्ति दोनो देती। बिन माँगे ही देती देती॥ कृपा करो माँ दयावाली। दे दो सुख संसार निराली॥ | Dhan Sampatti Dono Deti. Bin Mange Hi Deti Deti. Kripa Karo Maan Dayawali. De Do Sukh Sansaar Nirali. | She gives both money and property — she gives and gives even without being asked. O Mother, compassionate one, show your grace — give extraordinary happiness to the world. ಕನ್ನಡ: ಅವಳು ಧನ ಮತ್ತು ಸಂಪತ್ತು ಎರಡೂ ನೀಡುತ್ತಾಳೆ — ಬೇಡದೇ ಇದ್ದರೂ ಕೊಟ್ಟು ಕೊಡುತ್ತಾಳೆ. ಹೇ ಕರುಣಾಮಯಿ ಮಾತೆ, ಕೃಪೆ ತೋರು — ಜಗತ್ತಿಗೆ ಅಸಾಧಾರಣ ಸುಖ ನೀಡು. |
| 7 | मन में ध्यान तुम्हारा धरते। हम सब जन तव गुण गाते॥ जय जय माँ महालक्ष्मी। पावन करो सकल भूमि॥ | Man Mein Dhyan Tumhara Dharte. Ham Sab Jan Tav Gun Gate. Jai Jai Maan Mahalakshmi. Pawan Karo Sakal Bhoomi. | We hold your meditation in our hearts; all of us sing your virtues. Victory, victory to Mother Mahalakshmi — sanctify the entire earth. ಕನ್ನಡ: ನಮ್ಮ ಹೃದಯದಲ್ಲಿ ನಿನ್ನ ಧ್ಯಾನ ಇಟ್ಟಿದ್ದೇವೆ; ನಾವೆಲ್ಲರೂ ನಿನ್ನ ಗುಣ ಹಾಡುತ್ತೇವೆ. ಮಾತೆ ಮಹಾಲಕ್ಷ್ಮಿಗೆ ಜಯ ಜಯ — ಇಡೀ ಭೂಮಿ ಪಾವನ ಮಾಡಿ. |
Closing Doha
जो कोई यह चालीसा पढ़े, लक्ष्मी की कृपा पाय। घर-धन-परिवार सुखमय हो, दुख का नाश हो जाय॥
Jo Koi Yah Chalisa Padhe, Lakshmi Ki Kripa Paay. Ghar Dhan Parivar Sukhmay Ho, Dukh Ka Nash Ho Jaay.
Meaning: Whoever reads this Chalisa receives Lakshmi's grace. Their home, wealth, and family become full of joy; all suffering is destroyed.
ಕನ್ನಡ: ಈ ಚಾಲೀಸಾ ಓದಿದ ಯಾರಿಗೂ ಲಕ್ಷ್ಮಿಯ ಕೃಪೆ ದೊರೆಯುತ್ತದೆ. ಅವರ ಮನೆ, ಧನ ಮತ್ತು ಕುಟುಂಬ ಆನಂದ ತುಂಬಿ ಹೋಗುತ್ತದೆ; ಎಲ್ಲ ದುಃಖ ನಾಶವಾಗುತ್ತದೆ.
Benefits of Reciting Lakshmi Chalisa
- 1Attracts wealth and financial prosperity
- 2Remedy for Venus afflictions
- 3Improves harmony in marriage
- 4Diwali recitation brings year-round prosperity
When to Recite Lakshmi Chalisa
- ⏰Friday evenings — Lakshmi's day
- ⏰Diwali night (Lakshmi Puja night)
- ⏰During Venus Mahadasha for wealth results
History and Origin of Lakshmi Chalisa
Lakshmi Chalisa praises Goddess Lakshmi (also spelled Laxmi) across her eight forms (Ashta Lakshmi): Adi Lakshmi (primal Lakshmi), Dhana Lakshmi (wealth), Dhanya Lakshmi (grain and food), Gaja Lakshmi (elephants and royalty), Santana Lakshmi (children and lineage), Veera Lakshmi (courage), Vidya Lakshmi (knowledge), and Vijaya Lakshmi (victory). Each form governs a specific domain of material and spiritual prosperity.
How to Recite Lakshmi Chalisa — Correct Practice
Lakshmi Chalisa recitation peaks on Diwali night, when Goddess Lakshmi is traditionally welcomed into homes with lamps. The standard Diwali Lakshmi puja sequence is: clean and decorate the home, create rangoli at the entrance, light 21 or 108 clay lamps, perform Lakshmi Ganesh Puja, recite the Lakshmi Chalisa, and offer sweets. This practice is observed by millions of Hindu households across India.
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Lakshmi Chalisa as a Vedic Astrology Remedy
In Vedic astrology, Lakshmi is directly associated with Venus (Shukra). Venus rules beauty, luxury, relationships, and the arts. When Venus is afflicted — in enemy signs, in debilitation (Virgo), or under malefic aspects — Lakshmi worship is the primary remedy. Friday recitation of the Lakshmi Chalisa combined with offering white lotus flowers and saffron-scented water is the classical prescription from the Devi Bhagavata Purana.
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Frequently Asked Questions
Fridays are most auspicious. Diwali night is the single most powerful time for Lakshmi worship. During Venus Mahadasha, daily Friday recitation is prescribed for prosperity results.
Diwali Lakshmi puja sequence: 1) Clean and decorate the entire home, 2) Create rangoli at the main entrance, 3) Light 21 or 108 clay diyas, 4) Place Lakshmi-Ganesha images on a red-cloth Chowki (Ganesha always first), 5) Offer white lotus, marigold, and red hibiscus, 6) Light ghee lamps and gugal incense, 7) Recite Lakshmi Chalisa 3 times, 8) Perform Lakshmi Aarti, 9) Offer kheer or jaggery as prasad.
Friday is Lakshmi's day (Venus/Shukra rules Friday — Venus is Lakshmi's astrological planet). Recite on Friday evenings after sunset, facing east. For urgent financial need, 7 consecutive Fridays with a specific Sankalp (stated intention) is prescribed. For Diwali specifically, the optimal timing is the Pradosh period — approximately 1.5 hours after sunset.
Lakshmi is directly associated with Venus (Shukra). Venus rules beauty, luxury, relationships, arts, and material prosperity. When Venus is afflicted — debilitated in Virgo, in enemy signs, or under Saturn or Rahu's aspect — Lakshmi worship is the prescribed remedy. The Devi Bhagavata Purana recommends Lakshmi Chalisa specifically for Venus Mahadasha producing poor results. Check Venus placement in the Birth Chart Calculator.
The 8 forms are: 1) Adi Lakshmi (primal Lakshmi), 2) Dhana Lakshmi (monetary wealth), 3) Dhanya Lakshmi (grain and food), 4) Gaja Lakshmi (elephants and royalty), 5) Santana Lakshmi (children and lineage), 6) Veera Lakshmi (courage), 7) Vidya Lakshmi (knowledge), 8) Vijaya Lakshmi (victory). One recitation of the Lakshmi Chalisa is equivalent to addressing all 8 Ashta Lakshmi forms — a complete prosperity recitation.
Yes. Dhana Lakshmi (the wealth-specific form) directly addresses financial problems including debt. For debt resolution: recite the Lakshmi Chalisa 11 times every Friday for 11 consecutive Fridays, lighting 11 ghee lamps each time. State the specific debt situation as a Sankalp before beginning. The 4th verse ("whoever comes to your door, even the hungry find fruit") is the verse of abundance reversal — some practitioners repeat it 108 additional times during financial crises.
Do: keep the home meticulously clean (Lakshmi enters only clean spaces), offer white lotus flowers, light ghee lamps on Fridays, recite on Diwali without fail, maintain household harmony. Don't: argue or quarrel during puja, use artificial flowers, recite while distracted, leave shoes at the puja room entrance facing outward. The Lakshmi Purana notes that continuous domestic harmony is Lakshmi's preferred dwelling condition.
The Lakshmi Chalisa is a 40-verse Hindi prayer covering Lakshmi's powers and asking for prosperity — accessible to everyone, recitable in 12–15 minutes. The Mahalakshmi Ashtakam is an 8-verse Sanskrit prayer from the Padma Purana, concise (3–5 minutes) but requiring Sanskrit familiarity. For daily practice either works. For formal Diwali puja: the Ashtakam is traditional; the Chalisa is the popular contemporary choice.
Ganesha removes obstacles — so Lakshmi's prosperity cannot flow into a life where Ganesha hasn't cleared the path. Together they represent the complete formula for material success: Ganesha removes all blocks; Lakshmi fills the cleared space with abundance. In Vedic astrology, Jupiter (Ganesha's planet) must be well-placed for Venus (Lakshmi's planet) to deliver full results. Every Diwali puja image pairs Lakshmi with Ganesha for this reason.
Yes. The Devi Bhagavata Purana emphasizes that sincere Bhakti (devotion) is more valuable than ritual perfection. A simple recitation with focused intention, a lit lamp, and a clean space is sufficient. Many practitioners recite the Lakshmi Chalisa mentally during their morning routine — this counts as valid practice provided the intention is sincere. Elaborate puja amplifies the practice but does not replace the essential ingredient: pure devotional feeling.
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